Author: Christian Ruehmer

  • Travel in 2023: A Year of Discoveries and Delights

    Travel in 2023: A Year of Discoveries and Delights

    I’ve always enjoyed the plethora of travel blogs and tips scattered across the web. However, finding time for my live, real-time reviews often eludes me. Despite this, I’m eager to share reflections on my year of unique and intriguing travel adventures. Please note, that these are purely my personal subjective views, unbound by any official…

  • Qualities of Leaders

    Qualities of Leaders

    As you progress through your professional journey, you will come across the privilege of encountering true leaders. I have been fortunate enough to have worked with a handful of them and upon reflection, I have discovered many commonalities in their professional qualities and characters. Undoubtedly, solid subject matter expertise is the undisputed entry point for…

  • The Long Game

    The Long Game

    As the big bubble of cryptocurrencies is rapidly deflating in from of our eyes, I can’t stop wondering about the level of naivete and recklessness that is uncovered. My friends and colleagues know the doubts I raised when discussing the alleged omnipotent benefits that the crypto industry could bring to our world. It was even…

  • Experience, the Success Factor for SME Lending

    Experience, the Success Factor for SME Lending

    Providing loans to Small and Medium Sized Enterprises (SMEs) is among the most challenging business segments for financial institutions and investment funds. This is true for both developed and developing markets. Analysts often complain that the available financial information is incomplete or outdated. Loans require significant collateral. At the same time, SME entrepreneurs face significant…